I just recently bought a truck and being it is a 2002 I decided to only put liability insurance on it. Now I work part time in a liquor store and when you refuse to sell alcohol to someone because they have had too much already then that is the time that you need to worry if they will do something to your vehicle or not.
So the perfect answer to take care of this situation is to get comprehensive car insurance. But there are other reasons to get comprehensive insurance, such as hitting a deer in your vehicle.
So protect yourself, like I do and get comprehensive insurance!
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